Last Updated: April 24, 2025
1. Introduction
Welcome to Trading-Lab ("we," "our," or "us"). By accessing or using our website, mobile application, or any of our services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Services.
These Terms constitute a legally binding agreement between you and Trading-Lab regarding your use of the Services. Our Privacy Policy, Risk Disclaimer, and any other policies referenced herein are incorporated by reference.
2. Account Registration
To access certain features of the Services, you must register for an account. When you register, you agree to provide accurate, current, and complete information and to update this information to maintain its accuracy. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You must be at least 18 years old to create an account. By creating an account, you represent and warrant that you are at least 18 years old.
You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to protect your account credentials.
3. Services Description
Trading-Lab provides educational content, simulated trading environments, journaling tools, and community features designed to help users improve their trading skills. Our Services may include:
- Simulated trading environments
- Educational courses and materials
- Trading strategies and analysis
- Journaling and performance tracking tools
- Community forums and discussion
The Services are for educational and informational purposes only and do not constitute financial advice. We do not guarantee any specific results from using our Services.
4. Subscription & Payments
Certain features of our Services require a paid subscription. Subscription pricing and payment terms are available on our Pricing page. By subscribing to a paid plan, you agree to pay all fees applicable to your subscription level.
Subscriptions automatically renew for successive periods equal to the initial subscription period unless canceled before the renewal date. You may cancel your subscription at any time through your account settings or by contacting us.
We reserve the right to change our subscription fees upon notice. Changes to subscription fees will take effect at the start of the next subscription period.
All payments are non-refundable except as expressly stated in our refund policy or as required by applicable law.
5. User Content
The Services may allow you to create, upload, or share content ("User Content"). You retain ownership of your User Content, but by submitting it to our Services, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in connection with providing and promoting the Services.
You are solely responsible for your User Content and represent that you have all rights necessary to grant us the license described above. You also represent that your User Content does not violate the privacy rights, publicity rights, copyright, contractual rights, or any other rights of any person or entity.
We reserve the right to remove any User Content that violates these Terms or that we determine is harmful, offensive, or otherwise inappropriate.
6. Intellectual Property
All content, features, and functionality of the Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the design, selection, and arrangement thereof, are owned by Trading-Lab, our licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
These Terms do not grant you any right, title, or interest in the Services or our content, nor any intellectual property rights except for the limited license to use the Services in accordance with these Terms.
7. Disclaimer of Warranties
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TRADING-LAB AND ITS AFFILIATES, SUPPLIERS, AND LICENSORS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
TRADING-LAB DOES NOT WARRANT THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, OPERATE UNINTERRUPTED, BE ERROR-FREE, OR PRODUCE A SPECIFIC OUTCOME. USE OF THE SERVICES IS AT YOUR OWN RISK.
TRADING INVOLVES RISK. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. THE EDUCATIONAL CONTENT AND TRADING STRATEGIES PROVIDED THROUGH THE SERVICES ARE FOR INFORMATIONAL PURPOSES ONLY AND DO NOT CONSTITUTE FINANCIAL ADVICE. CONSULT WITH A FINANCIAL PROFESSIONAL BEFORE MAKING INVESTMENT DECISIONS.
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TRADING-LAB, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
- YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES;
- ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES;
- ANY CONTENT OBTAINED FROM THE SERVICES; AND
- UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT,
WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THE SERVICES DURING THE TWELVE (12) MONTHS PRECEDING THE DATE OF THE CLAIM.
9. Termination
We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.
Upon termination, your right to use the Services will immediately cease. If your account is terminated, we may delete any content or information that you have provided.
10. Changes to Terms
We reserve the right to modify these Terms at any time. If we make changes, we will provide notice by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of the Services after such changes constitutes your acceptance of the new Terms.
If you do not agree to the modified terms, you should discontinue your use of the Services.
11. Governing Law
These Terms shall be governed and construed in accordance with the laws of Germany, without regard to its conflict of law provisions.
Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Berlin, Germany.
This document is meant to provide general guidance and should not be relied upon as legal advice. We recommend consulting with a legal professional regarding your specific circumstances.